Panhandle Merchant Services

Panhandle Merchant Services Pensacola's fastest growing POS and Merchant Service Company!

03/16/2025

A POS that saves you time and boosts profit.SpotOn gets you out of the back office and onto the floor with your guests.Find out if it's right for your restaurant. Chat with an expert today.

Sisters Megan, Carrie, and Amanda never envisioned running a brewery. Especially not one in their hometown of South Have...
03/14/2025

Sisters Megan, Carrie, and Amanda never envisioned running a brewery. Especially not one in their hometown of South Haven, Michigan. Growing up, Megan and Carrie couldn’t wait to move away.

Over time, they realized South Haven was full of charm, great people, and natural beauty. They felt something was still missing, though: a brewery. So, they decided to open Three Blondes Brewing.

Nearly seven years later, business is booming. We’re proud to serve as the brewery’s point-of-sale, allowing the three sisters to spend less time crunching numbers and more time engaging with their staff and guests.

Panhandle Merchant Services
33 W. Garden St
Pensacola, FL 32502
(850) 565-4727
[email protected]
“Your Local Trusted SpotOn POS Company.”

03/06/2025

A POS that users love.

SpotOn is the #1 rated restaurant POS software according to actual user reviews.

Book a demo today and see why.

Book Now: 850-565-4727
Panhandle Merchant Services
33 W Garden StPensacola, FL 32502
“Your Local Trusted Payment Processor.”

As if things weren’t already hard enough for restaurants…With egg prices surging, here’s a friendly reminder SpotOn enab...
02/26/2025

As if things weren’t already hard enough for restaurants…

With egg prices surging, here’s a friendly reminder SpotOn enables you to easily update menu prices in 30 seconds or less from anywhere.


Panhandle Merchant Services
33 W Garden St
Pensacola, FL 32502
850-565-4727
“Your Local Trusted Payment Processor.”

How does a cash-only establishment choose a POS provider? They find the one with tech that doesn’t require employees or ...
02/14/2025

How does a cash-only establishment choose a POS provider? They find the one with tech that doesn’t require employees or guests to be tech savvy.

Congrats to the team at The Coffee Corner on leaving the cash-only days in the past. 🥳🥳

Panhandle Merchant Services
33 W. Garden St
Pensacola, FL 32502
www.pmsgulfcoast.com
[email protected]
“Your Local Trusted POS Partners.”

02/10/2025

Pregame, er, pre-shift, motivational speech but make it hospitality instead of football.Good luck this weekend to all the bartenders, servers, cooks, and managers out there. You’re the Real MVPs of the Big Game. 🏈🍔🍺 “You’re Local Trusted Payment Processor.33 W. Garden StPensacola, FL 32502www.pmsgulfcoast.com

02/05/2025

🚨 #1 for Actually Giving a Sh*t… and for Restaurant POS! 🚨

When it comes to running a restaurant, you need a POS system that works as hard as you do. That’s why SpotOn has been ranked the #1 restaurant point-of-sale system—not just for its features, but because it’s backed by REAL people who actually care. 💪🔥

With so many options out there, choosing the right POS is a big decision. Go with the one that has the numbers, the reviews, and the people to prove it.

💥 Ready for a FREE demo? Let’s make it happen! 💥
📍 Panhandle Merchant Services
📍 33 W. Garden St, Downtown Pensacola, FL 32502
📞 (850) 565-4727
📧 [email protected]
🛠 Your ONLY Local SpotOn Franchise Owner

Warning: The following content may be unsettling for some readers.Behind the scenes of the restaurant industry lies a ha...
01/30/2025

Warning: The following content may be unsettling for some readers.

Behind the scenes of the restaurant industry lies a harsh reality—profit margins averaging just 3-5% leave little room for error. Rising food costs, labor shortages, and operational hurdles push many businesses to the brink of survival.

For those brave enough to face the numbers, this article sheds light on the challenges and opportunities in restaurant profitability.

Inside this article you'll be able to see a statement from a processor (I will not mention any names) notorious for inexplicable effective rates. And they're not the only ones doing it.

Many of our kick-ass restaurateurs know this already and unfortunately some fell victim to these practices.

You can't change the past, so let's move forward.

They are working together with Panhandle Merchant Services, embracing change, adopting new solutions, and innovating with the technology needed to survive and thrive in this rapidly changing industry.

Please pay if forward and share this with all restaurant owners in your network.

My phone is always on. Let's chat? 850-860-1253

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01/23/2025

Boost your profits with menu engineering! By using real data, you can identify your most profitable menu items and focus on what works best—while eliminating the ones that hold you back.

Get started with our FREE menu engineering worksheet today!
📧 Email: [email protected]
📞 Call: 850-565-4727

Panhandle Merchant Services – Your Local Trusted Payment Processor
📍 33 W Garden St, Pensacola, FL 32502



For everyone’s safety—especially other drivers on the road—Panhandle Merchant Services will be closed at our downtown of...
01/21/2025

For everyone’s safety—especially other drivers on the road—Panhandle Merchant Services will be closed at our downtown office tomorrow. With roads covered in snow and below-freezing temperatures, I’ll admit I don’t know how to drive in snow or ice! I’ll be working from my home office, so feel free to reach out if you need anything.

If you do venture out, please be safe. We’ll aim to resume normal operations on Thursday. Hopefully, everyone enjoyed this rare Snow Day—it’s a real treat for us lifelong Florida residents!



Office: 850-565-4727

01/20/2025

Could anyone out there use a “line buster” or “throughput machine”? We’ve got some – just ask our friends at Pickleman's.We’re proud to help Pickleman’s deliver consistently great experiences with its fresh ingredients to 30 locations across seven states. -565-4727www.pmsgulfcoast.com

01/16/2025
01/13/2025

BIG NEWS! 🚨When it comes to restaurant POS systems, SpotOn is ranked No. 1 by restaurant owners and servers on G2! 🎉 Why? Because it’s built by people who genuinely care about your success—and we’ve got the reviews to prove it.💡 Choosing the right POS is a big deal, and we’re here to make it simple. Go with the system that’s not just top-rated but backed by a team that actually gives a 💥.📍 Panhandle Merchant Services33 W. Garden St.Pensacola, FL 32502📞 (850) 860-1253📧 [email protected]“Your Local Trusted Payment Processor”Let’s help your business thrive! 🙌

01/12/2025

🎉 What an incredible week! Here’s a quick look at some of the highlights 📸. Two amazing clients made the leap after using the same POS system for 20 years! 😱 They were a little nervous at first, but the transition was absolutely seamless, and now they’re all set with the best system on the market! 💪

The weather might be chilly, but helping businesses thrive keeps things feeling warm and exciting 🔥. If your bar or restaurant is ready for an upgrade, let’s make it happen!

📞 Call me today: 850-565-4727

Your Local Trusted Payment Processor
🏢 33 W. Garden St, Pensacola, FL 32502

It’s a no-brainer, really.
01/08/2025

It’s a no-brainer, really.

Wow, what an incredible year 2024 has been! Personally and professionally, it’s been a journey full of growth and succes...
01/02/2025

Wow, what an incredible year 2024 has been! Personally and professionally, it’s been a journey full of growth and success, and we owe so much of it to YOU—our amazing community. Thank you for your unwavering support and trust in Panhandle Merchant Services!

As we dive into 2025, we couldn’t be more excited about what’s ahead. With over 20 years of experience and 3,500+ clients, we’re truly blessed to help businesses like yours thrive. Every month, we seamlessly process millions of dollars for our clients, and we’re ready to do the same for you!

If your business accepts 💳 credit cards, give Jen or me a call! We’ll not only help you save money but also deliver top-notch LOCAL customer service. While some big names like Clover are phasing out products (Forcing you to buy new equipment) and Worldpay is hiking rates by 0.40%, you deserve better—and as for Square… let’s just say, “Friends don’t let friends use Square!” It’s not local, and it’s not your best option.

We specialize in restaurants, retail, CBD, liquor stores, wine shops, and just about any business you can imagine. Plus, we’re proud to offer the #1 Restaurant POS system in the USA! SpotOn Restaurant!

Reach out today—whether it’s a call, a message, or an in-person chat—and let us show you how we can transform your processing needs. And hey, if it’s not the right fit, I’ll tell you straight up: “You’re good to go. Stick with your current processor.”

But if you’re using your bank for processing… well, I’m sorry to break it to you—you’re not getting the best deal. Let’s fix that!

📲 My personal cell: 850-860-1253
We can’t wait to earn your business and make 2025 the best year yet!
• Jen and Josh Belcher

Attention Food Truck Owners! 🚚✨Would you like to have your food truck featured on our website? We’re adding links to you...
12/30/2024

Attention Food Truck Owners! 🚚✨

Would you like to have your food truck featured on our website? We’re adding links to your online ordering page or Facebook profile, along with a photo of your truck – completely free!

Just email your link and a photo to [email protected] to be included.

If there’s no interest, we may remove the site, so don’t miss out!

https://foodtruckspensacola.com/

TAG YOUR FAVORITE FOOD TRUCK!

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🎄 Did your business stocking leave you disappointed this year?Don’t worry—there’s still time to turn it around! As we ge...
12/27/2024

🎄 Did your business stocking leave you disappointed this year?

Don’t worry—there’s still time to turn it around! As we gear up for 2025, let us help you get off the naughty list with our brand-new handheld solution, the “MoneyMaker”—and it’s absolutely FREE (offer ends December 30th)!

💼 Make your business more efficient and start the New Year off right. Contact us today to learn more!

📍 Panhandle Merchant Services
33 W. Garden St.
Pensacola, FL 32502
📞 (850) 565-4727
📧 [email protected]



Don’t wait—this offer disappears faster than holiday cookies! 🎅

Address

33 W Garden Street Suite 3
Pensacola, FL
32502

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18505654727

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Meet Josh the Owner

Panhandle Merchant Services

Owner · June 1, 2017 to present · Pensacola, Florida

I’m a Merchant Services Consultant dedicated to assisting merchants of all types and sizes to acquire the most beneficial solutions for their business. Panhandle Merchant Services provides Credit/Debit Card Processing, and Merchant Cash Advances. We serve Restaurants, Retail, Wholesale, E-Commerce, and Mobile Businesses with our dynamic industry partnerships to bring our clients the most up to date technology and economical Credit Card processing solutions. Consulting with these merchants to maintain a clean processing history, minimize losses, and increase Return on Investment is what my work is all about. If you own a business or know someone who does, drop me a line and see what I can do. [email protected] Cell: 850.982.3399